Household Collateral Calculation

Taxable-account collateral methodology

The system reviews all taxable accounts, maps each holding to its Orion Product Sub Type, applies the corresponding credit percentage to market value, and adds 100% of custodial cash held in taxable accounts.

HH Collateral Credit = Σ(Holding Market Value × Credit %) + Custodial Cash in Taxable Accounts

Product Sub-TypeCredit %Price FloorWait

Account Balance

Credit %0%

Price Floor-

Wait-

ADR

Credit %50%

Price Floor-

Wait-

Agency Bond

Credit %80%

Price Floor-

Wait-

Call

Credit %0%

Price Floor-

Wait-

Called Bond

Credit %0%

Price Floor-

Wait-

Cash or Equivalent

Credit %100%

Price Floor-

Wait-

Credit %0%

Price Floor-

Wait-

Closed End Fund

Credit %50%

Price Floor$3.00

Wait-

Common Stock

Credit %50%

Price Floor$3.00

Wait-

Corporate Bond

Credit %70%

Price Floor-

Wait-

Currency

Credit %0%

Price Floor-

Wait-

ETF

Credit %50%

Price Floor-

Wait-

Exchange Traded Note

Credit %50%

Price Floor-

Wait-

Fixed Annuity

Credit %0%

Price Floor-

Wait-

Fixed Rate Capital Security

Credit %0%

Price Floor-

Wait-

Foreign Bond

Credit %50%

Price Floor-

Wait-

Foreign Bond - USD

Credit %50%

Price Floor-

Wait-

Foreign Stocks

Credit %50%

Price Floor$3.00

Wait-

Hedge Fund

Credit %0%

Price Floor-

Wait-

Hybrid Debt Security

Credit %0%

Price Floor-

Wait-

Limited Partnership

Credit %0%

Price Floor-

Wait-

Loan

Credit %0%

Price Floor-

Wait-

Municipal Bond

Credit %75%

Price Floor-

Wait-

Mutual Fund

Credit %50%

Price Floor-

Wait30d

Other

Credit %0%

Price Floor-

Wait-

Preferred ADS

Credit %50%

Price Floor$3.00

Wait-

Preferred Stock

Credit %50%

Price Floor$3.00

Wait-

Principal Paydown

Credit %0%

Price Floor-

Wait-

Private Equity

Credit %0%

Price Floor-

Wait-

Put

Credit %0%

Price Floor-

Wait-

Real Estate

Credit %0%

Price Floor-

Wait-

REIT

Credit %50%

Price Floor$3.00

Wait-

Royalty Trust

Credit %50%

Price Floor$3.00

Wait-

Shares/Units

Credit %0%

Price Floor-

Wait-

TIPS

Credit %90%

Price Floor-

Wait-

Treasury Bond

Credit %90%

Price Floor-

Wait-

UIT

Credit %0%

Price Floor-

Wait-

Undefined

Credit %0%

Price Floor-

Wait-

Underlying Fund

Credit %0%

Price Floor-

Wait-

Variable Annuity

Credit %0%

Price Floor-

Wait-

Variable Preferred Stock

Credit %50%

Price Floor$3.00

Wait-

VUL

Credit %0%

Price Floor-

Wait-

Warrants/Rights

Credit %0%

Price Floor-

Wait-

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Household Collateral Calculation